Illustration: a white road whose height is a trucking fleet's daily bank balance, climbing where a $40,000 funding wire posts.

Business funding made direct

Business funding as fast as same day.

$5,000 to $1,000,000 for US small businesses, reviewed on revenue, time in business and cash flow.

Request a funding review See the six options

01/

Six ways to fund the gap.

Pick the one that matches what the money is for. Each picture is an example statement: the road is the balance, the orange board is the day funding lands.

Example: a restaurant's balance rises with a $20,000 advance, then dips a little each day as a share of card sales is repaid.

01/A · Merchant cash advance

Repay as a share of card sales

Short-term capital with revenue-based repayment, so a slow week means a smaller payment.

Example: a trucking fleet's balance near zero after a repair, then lifted by a $40,000 wire the same day.

01/B · Same day business loans

For the bill that can't wait

Urgent cash, as quickly as the day you apply, once you're approved and documents are complete.

Example: an auto repair shop's three daily debits to other funders replaced by a single daily payment.

01/C · Debt consolidation

Three daily debits become one

Consolidate one or more existing business funding positions into one payment.

Example: a contractor's balance jumps with $60,000 and drops the next day when the materials order is paid.

01/D · Short term business loans

Pay for the job before it pays you

Practical capital for near-term projects, payroll or purchasing.

Example: a gift shop's balance climbs with $35,000 the day before a $41,500 holiday stock order.

01/E · Working capital

Stock up before the season

Keep everyday operations moving when sales and bills arrive in a different order.

Example: a service company's balance lifted by $50,000 the day before a larger payroll for new hires.

01/F · Payroll funding

Hire before the contract pays

Cover payroll on time and keep the momentum while a new contract starts.

Why cash runs short

A business can be profitable and still run out of cash on a Tuesday. Payroll, a repair and a slow week can all land on the same statement.

Cash flow, Wikipedia: “Being profitable does not necessarily mean being liquid.”

02/

What the review looks at.

Revenue, time in business and cash flow, read from the business's own numbers. Lower credit does not always mean no options.

Example statement · regional trucking fleetJun 01 – Aug 29

03/

Three steps. Most decisions the same day.

1
Apply in minutes
Complete the short online form: your business, your monthly revenue, the amount you need.
Online form · 5 fields
2
Get a decision
The review looks at revenue, time in business and cash flow to find competitive options quickly.
Most decisions same day
3
Get funded
Once you're approved and documents are complete, funds can reach your account as soon as the same day.
As fast as same day

Same-day review is available when the application and documents arrive early. How the timing works

04/

Banks ask for two years and a 700 score.

How the three usual routes compare on what decides whether you get funded, and how fast. Figures from Raven Lenders.

See the full comparison

BankBroker platformsRaven Lenders

Time in business2 years1 year4+ months

Credit700+ FICO640+ FICOFrom 500+ FICO

Application to funding2 to 6 months1 to 2 weeksSame day to 5 days

Funding amount$10K to $250K$10K to $500K$5K to $1M

Your informationNot resoldOften resoldNo broker bombardment

05/

What owners used it for.

“Professional from start to finish. Raven Lenders helped us understand the terms, move quickly, and secure capital for an inventory purchase that could not wait.”

Michael R. · Retail business owner

“Fast, clear, and respectful. The process was direct and private. We were not flooded with random calls, and every funding option was explained clearly.”

Jasmine L. · Service company founder

Expanding payroll
A growing service company brought on new staff before a major contract launch.
Buying inventory
A retailer bought seasonal stock while keeping daily cash flow intact.
Consolidating payments
An owner turned several obligations into one repayment they could plan around.