From form
to funded
Three steps, usually finished within a day. Same day review is available when the application and documents come in early.
Step 01The application
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Step 01
Apply in minutes
A short online form, from a phone or a laptop. Tell us about the business: your name, phone, email, monthly revenue and how much funding you need.
- Monthly revenue in four bands, from $10K to $100K+
- Funding needed from $5,000 to $250,000+
- Low paperwork
-
Step 02
A decision right away
The review looks at how the business performs: revenue, time in business and cash flow. Most decisions are made the same day, and the options are explained before you choose.
- Usually 4+ months in business
- About $120,000 in yearly revenue
- Credit options from a 500 FICO score
-
Step 03
Funds as fast as same day
Once you're approved and your documents are complete, eligible businesses can receive the money as soon as the same day. Payments then run daily or weekly, over 3 months to 3 years.
- $5,000 to $1,000,000
- Daily or weekly payment options
- No broker calls afterwards
What the review looks at
Your business's numbers carry more weight than your personal credit score.
- $120KYearly revenue, usually the minimum
Revenue shows what the business can pay back from.
- 4+Months in business
Banks usually ask for two years; broker platforms for one.
- 500+FICO, options from
Bad credit options may be available, judged on revenue and cash flow.
After you're funded
Questions owners ask once the money has arrived.
Daily or weekly, depending on the product you choose. Terms run from 3 months to 3 years.
With a merchant cash advance the payment is a share of each day's sales. A busy day sends more, a slow day sends less, until the agreed total has been collected.
Yes, that's debt consolidation: one or more existing funding positions are paid off with a single advance, so you keep track of one payment.
No. Amounts, rates, terms and approval speed vary by applicant, business performance, documentation and lender review.
