Business funding made direct
Business funding, as fast as same day.
From $5,000 to $1,000,000, reviewed on your revenue and cash flow. Your application stays with us and is never sold on.
What it's for
What do you need the money for?
Pick the closest match. Each one points to the kind of funding built for it.
- 01 Make payroll before a contract paysPayroll funding
- 02 Stock up before the busy seasonWorking capital
- 03 Turn several advances into one paymentDebt consolidation
- 04 Cover a bill that can't waitSame day business loan
- 05 Fund a project that pays back soonShort term business loan
- 06 Repay as your card sales come inMerchant cash advance
What we look at
- At least 4 months in business. You need at least 4 months in business. Banks usually ask for 2 years.
- About $120,000 a year in revenue. About $120,000 a year in revenue. Banks and broker platforms usually want $250,000.
- Credit scores from 500. Credit scores from 500 can still get options, because we weigh revenue and cash flow.
- Up to $1,000,000. Funding from $5,000 up to $1,000,000, on terms from 3 months to 3 years.
How it works
Three steps, most of them on the same day.
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01
Apply in minutes
Fill in the short form from anywhere: your business, your monthly revenue and the amount you need.
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02
Get a decision right away
We look at revenue, time in business and cash flow to find the options that fit, and explain each one.
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03
Get funded as fast as same day
Once you're approved and your documents are complete, the money can reach your account the same day.
Why not the bank?
Banks ask for two years and a 700 score.
Here is how the three usual routes compare on the things that decide whether you get funded, and how fast.
Check what you qualify for| Requirement | Bank | Broker platforms | Raven Lenders |
|---|---|---|---|
| Time in business | 2 years | 1 year | 4+ months |
| Credit | 700+ FICO | 640+ FICO | Options from 500+ |
| Application to funding | 2 to 6 months | 1 to 2 weeks | Same day to 5 days |
| Funding amount | $10K to $250K | $10K to $500K | $5K to $1M |
| Your information | Not resold | Often resold | Not resold |
Clients
What owners used it for.
“Raven Lenders helped us understand the terms, move quickly, and secure capital for an inventory purchase that could not wait.”
“The process was direct and private. We were not flooded with random calls, and every funding option was explained clearly.”
- Expanding payrollA growing service company brought on new staff before a major contract launched.
- Buying inventoryA retailer bought seasonal stock while keeping daily cash flow intact.
- Consolidating paymentsAn owner folded several obligations into one repayment they could manage.
Get started
Tell us what you need. We'll show you what's possible.
A short form, a private review, and fast follow-up from someone who explains every option.